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Mortgage Interest Rates Drop Again

Mortgage Interest rates are down again this week for the second week in a row. This is according to a survey of one national mortgage lender. Freddie Mac stated that mortgage interest rates for a...

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Mortgage Interest Rates Up This Week

Mortgage interest rates are up to their highest levels in over two years. According to a survey of one national mortgage lender interest rates for fixed, 30 year, traditional mortgages rose to 6.37%...

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Lower Your Mortgage Interest Rate

Every homeowner loves saving money. You can save a substantial sum of money over the life of our mortgage by refinancing to a lower interest rate. If you have been unsure about refinancing because you...

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Mortgage Interest Rates Drop – Foreclosures Rise

Did you refinance your mortgage loan last year?  If so, don’t forget to deduct any points you prepaid for interest on your 2005 tax return.  The points you pay are pre-paid interest; you pay up front...

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Mortgage Interest Rates Drop Again

Interest rates for 30 year fixed mortgages dropped again for the second consecutive week.  Mortgage interest rates have been at their highest levels for over 2 years. Fixed interest rates for a 30 year...

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Paying Points for a Lower Mortgage Interest Rate

Mortgage Points are pre-paid interest payments made to your mortgage lender at closing.  A point is 1% of the mortgage loan value.  If your lender requires you to pay 3 points on a $150,000 mortgage...

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Mortgage Interest Rates This Week

Mortgage interest rates rose this week for the second consecutive week.  According to a survey of national mortgage lenders both 30 and 15 year fixed interest rate mortgages are on the rise. Interest...

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Mortgage Interest Rates on the Rise

Mortgage interest rates rose this week to their highest levels since the summer of 2002.  According to a survey of national mortgage lenders the average interest rate on a 30 year, fixed rate mortgage...

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Paying Points on Your Mortgage

Mortgage lenders often quote interest rates based on points paid upfront. What are mortgage points, and how do they work? A point is a fee that amounts to one percent of the total home loan amount....

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Mortgage Interest Rates This Week

Mortgage interest rates for a traditional 30 year fixed rate mortgage crept up to the highest levels in four years this week.  A fixed 30 year mortgage averages 56.54% this week.  It has not been this...

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Adjustable Rate Mortgages – Trouble Brewing

The Federal Reserve is believed to be raising short term interest rates again later this week. If it does raise interest rates this will be the 16th rate hike in less than 24 months. For homeowners...

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Mortgage Interest Rates

Mortgage interest rates have been rising; however, it is still possible to find a good deal if you take the time to do your homework and research mortgage lenders. Here are tips to help you research...

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Mortgage Interest Rates: Understanding Your Rate

The mortgage interest rate you receive depends on a number of factors. Your credit score has a heavy influence on this interest rate. Before you apply for a mortgage loan, you need to run your credit...

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Mortgage Interest Rates Decline

Mortgage interest rates dropped for the third consecutive time this week. This drop pushed mortgage interest rates for traditional 30 year mortgages to lowest point since early April. According to a...

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Mortgage Interest Rates Slip Lower

Mortgage Interest rates dropped again this week for the sixth consecutive time. This latest decline returns mortgage interest rates to their lowest levels since April of this year. The Federal Reserve...

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Mortgage Interest Rates: How to Qualify for the Lowest Interest Rate

The interest rate you qualify for is based on any given mortgage lender’s criteria for evaluating your mortgage application. While five different mortgage lenders may come up with five different...

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Mortgage Interest Rates: How to Lock in a Better Rate

Shopping for the best mortgage can help you qualify for the best mortgage interest rate. Comparing loan offers can be difficult if you don’t know what to look for. Here are tips to help you compare...

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Refinance Home Loan: How to Qualify For The Best Mortgage Interest Rate

If you are refinancing your home mortgage loan, there are a number of things you can do to improve the loan you get when refinancing. Here are three tips to help you qualify for a better interest rate...

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Adjustable Rate Mortgages are Not Right for Everyone

Adjustable Rate Mortgages are a gamble; if you don’t have the stomach for financial risk it’s pretty easy to find yourself in over your head. If you don’t like the idea of not knowing how much your...

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When Should I Choose A Fixed Interest Rate Mortgage?

When it comes to mortgage interest rates, you have two basic choices, adjustable and fixed. There are several good reasons for choosing a fixed interest rate when mortgage refinancing. Here are several...

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LIBOR Index – Why Does it Affect My Adjustable Rate Mortgage Payments?

If you are a homeowner who purchased your home with an Adjustable Rate Mortgage, you might wonder why your mortgage lender adjusts your interest rate based on the LIBOR index. What exactly is the LIBOR...

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Mortgage Refinancing – The 2 Percent Interest Rate Rule

If you’re considering refinancing your home mortgage loan, you may have heard of the “2 percent rule of thumb.” This rule states that you should never refinance your mortgage unless the new mortgage...

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Yield Spread Premium

If you are in the process of refinancing your home mortgage, you may encounter the term “Yield Spread Premium.” This is a controversial subject being debated in Congress and pertains to the way...

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Mortgage Yield Spread

Yield Spread Premium is one of the least known, yet expensive mistakes homeowners make when refinancing a mortgage loan. Most homeowners have never heard of Yield Spread Premium, and if you agree to...

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Comparing Mortgage Rates Online

The Internet is an excellent resource for comparing mortgage rates. The only problem with online rate quotes is that unless you find mortgage companies and brokers that will not charge you Yield Spread...

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Home Mortgage Refinance Loan Comparison Shopping

If you’re shopping for a new home mortgage loan, the interest rate you receive is important because it helps determine your monthly payment amount. There are a number of other factors to consider when...

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Comparison Shopping Mortgage Rates Online

Before refinancing your mortgage it is always a good idea to shop around for the best mortgage rate; however, unless you go about it correctly you will simply be choosing the best of the worst loan...

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How to Qualify For the Best Mortgage Rate When Refinancing Online

Everyone loves a good deal and qualifying for the lowest mortgage interest rate can save you a pile of cash over the life of your mortgage loan. There are however, a number of problems that come up...

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Is Mortgage Refinancing a Good Idea?

If you are considering refinancing your home loan but are unsure if a new mortgage is right for your situation, there are several good reasons for taking the plunge. Many homeowners refinance because...

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How to Find the Perfect Mortgage When Refinancing

If you’re in the process of mortgage refinancing, comparison shopping will only get you so far. Most homeowners that focus their energy on comparison shopping simply end up with the best of the worst...

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How to Get a Wholesale Mortgage Rate

If you are in the process of refinancing your mortgage, comparison shopping can help you find a good lender; however, if you want the lowest possible mortgage rate you need to be prepared to negotiate....

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Mortgage Refinancing With an Adjustable Rate Mortgage

Adjustable Rate Mortgages are as the name implies loans that have an interest rate that changes over time. You will often see these loans abbreviated as ARM loans. The interest rate you pay at any...

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Refinance Two Percent Lower

If you’re considering refinancing your home mortgage you may have heard of the “two percent rule.” This rule states you should never refinance your mortgage unless the interest rate of the new loan is...

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Best Refinance Home Mortgage Loan Rate

People frequently find the site by typing the words “Best Refinance Home Mortgage Loan Rate” into a search engine. They’re probably searching for a rate quote; however, how many homeowners actually...

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Arizona Refinance Mortgage Rate

If you are an Arizona homeowner concerned with rising mortgage interest rates, you might be looking to refinance your existing mortgage, especially if your current loan is an Adjustable Rate Mortgage....

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Best Refinance Mortgage Rates

If you’re a homeowner shopping for the best refinance mortgage rates and not familiar with Yield Spread Premium you’ll want to read every word of this article. Learning about Yield Spread Premium and...

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Refinancing Mortgage Rate

Most homeowners focus solely on finding the lowest mortgage rate when refinancing their home loans. While qualifying for the lowest refinancing mortgage rate will get you a lower payment and save you...

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How to Refinance with a Wholesale Mortgage Rate

One of the best kept secrets of the mortgage industry is that your mortgage rate is marked up to give the loan originator a commission. This markup is what makes your mortgage interest rate “retail.”...

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What Every Homeowner Should Know About Yield Spread Premium

Yield Spread Premium (YSP) is a concept every homeowner in America needs to understand; however, very few people know what it is or how to a avoid it when taking out a mortgage loan. According to the...

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What The Heck Does Annual Percentage Rate Mean Anyway?

Refinancing your home mortgage loan can be an overwhelming experience for many people. New homeowners are bombarded with acronyms and jargon like APR, ARM, GFE…at times it can be too much to handle....

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Is Fixed Rate Mortgage Refinancing Right For You?

If you’re in the process of refinancing your home mortgage, you might be wondering what type of interest rate is right for you. There are two basic types of mortgage rates to choose from when...

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How to Refinance With a Wholesale Mortgage Rate

Refinancing your mortgage loan can be a stressful time for any homeowner. No one wants to pay too much when taking out a new home loan; however, most homeowners don’t fully understand how loan...

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Mortgage Rates for Dummies

Mortgage interest rates are a source of confusion for many homeowners. You’ll see rate quotes published on the Internet and advertised on television, but how do you know if those rates apply to you?...

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Mortgage Rates and Your Credit Score

If you are considering mortgage refinancing it is well worth your time to review your credit before you contact lenders. Your credit scores influences not only the type of mortgage products you will...

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Mortgage Refinancing and Adjustable Interest Rates

If you used an adjustable rate mortgage to purchase your home or are considering refinancing your existing loan with an Adjustable Rate Mortgage, there are several things you need to know to protect...

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Lower Mortgage Rates

If you’re in the market for a new mortgage and are searching for lower mortgage rates, there are several things you need to know about the rate quotes you receive. Many homeowners think that comparing...

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30 Year Mortgage Rates

If you are in the process of refinancing your home and are searching for information about mortgage rates there are several things you need to know about the rate quotes you receive. Most homeowners...

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Current Mortgage Rates Falling

Current mortgage rates are declining and are expected to fall further because of the Government takeover of Freddie Mac and Fannie Mae. Mortgage Rates have been rising steadily due to the recent credit...

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Today’s Mortgage Rates

Looking for Today's Mortgage Rates for your home? Get the shocking truth about those mortgage rate quotes you find online. Related posts: How to Get The Lowest Mortgage Rates Today How to Negotiate...

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Should I Refinance My Mortgage This Year?

Should I Refinance My Mortgage may be easy enough question to answer; however, what you might not know could cost you thousands of your hard earned cash. Related posts: Lowest Mortgage Rate Refinance...

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